Your insurance policies have limits, so what happens when your coverage needs exceed those limits? Without any financial safety net in place, you'll find yourself having to pay out of your pocket to cover the difference. This can mean some extremely hefty bills, which all too often lead to loss of plans, property, and for some people, going out of business.
This is precisely why our team at Insurance Discount Center offers umbrella insurance! There are many scenarios and reasons why all business owners, property owners, auto owners, and just anyone concerned about their current coverage amounts in the Bellaire and the Houston, TX area should consider getting this vital extra protection.
All insurance policies have their coverage limits, and in many cases, these limits feel right. After all, nobody thinks that things like car collisions, store fires, or just general accidents will suddenly happen to them — until they do. Many people are caught off guard by how little their standard insurance policy covers, especially if they just went with the minimum amount of coverage available.
Instead of forcing you to purchase more significant coverage amounts across the board, umbrella insurance is essentially a catch-all. It steps in when your regular coverage stops.
Umbrella insurance can help in cases of lawsuits too. If someone is injured in your home or business in Texas, they could sue you for the cost of their medical bills and more. With the right umbrella policy in place, you can avoid financial ruin.
The exact amount of umbrella coverage you need will depend on your situation. We'll help you take stock of your current assets and risk, then determine when and where your coverage falls short.
Have more questions about umbrella insurance and what it can do for you? Our Houston, TX team is here to help! Don't wait until it's too late — give us a call or send us a message today to learn more about your umbrella insurance options.
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