Skip to content
Click to Call

6401 Southwest Freeway Suite 120
Houston, TX 77074

Get Directions

Motorcycle Insurance

Motorcycle Insurance in Texas

Motorcycle Insurance Options in Texas

There's nothing better than hitting the open road for a ride on your motorcycle. Whether you're traveling to work or halfway across the country on a road trip, it's essential to protect both you and your motorcycle with motorcycle insurance.

As a resident of Texas, you may have heard that motorcycle insurance is more expensive here than in other states. While that may be true for some, here at the Insurance Discount Center of Houston, TX, we make it simple to buy motorcycle insurance that comes with an affordable monthly premium. And just because you're getting affordable insurance doesn't mean you have to sacrifice on coverage.

If you're thinking about skipping out on motorcycle insurance in Texas, you'll want to think again. You're required by state law in Texas to have motorcycle insurance if you own a bike. This applies whether it's a Harley Road King or a moped. The state's minimum requirements for motorcycle insurance are $30,000 in bodily injury coverage and $25,000 for property damage per accident. Your bodily injury coverage must cover up to $60,000 total for all bodily injuries per accident. This type of policy is referred to as 30/60/25.

Protecting yourself with motorcycle insurance is of the utmost importance, especially in Texas where 1.6 million drivers are uninsured. A non-fatal motorcycle crash could end up costing you big time, making it all the more important to have adequate coverage.


If so, contact the Insurance Discount Center in Houston, TX. We can customize a policy to meet your exact needs, allowing you to rest easy knowing you're covered in the event of an accident. You may even be able to bundle your auto policy with motorcycle coverage to take advantage of discounts. Reach out to our agents to get a quote.

Request a Quote
Give us a shout!

  • Aetna
  • AIG
  • Allstate
  • Chubb
  • Clearcover
  • Cover
  • Hippo
  • Humana
  • Mercury
  • National Flood
  • Progressive
  • Safeco
  • State Auto
  • Swyfft
  • The Hartford
  • Travelers
  • United Healthcare
  • Wellington
Featured Servicing Stastes


  • Auto
  • Home
  • Commercial
  • Boat/Watercraft
  • Condo
  • Flood
  • Life
  • Medicare
  • Motorcycle
  • Renters
  • RV
  • Umbrella
  • Texas
  • California
  • Washington DC
Featured Testimonials

Why Work With Us?

  • Locally owned and operated
  • Policies that meet & exceed expectations
  • Get an annual policy review
  • Works with multiple carriers
  • Customer friendly services


Read More

Quotes made Easy!
Get started today.

Let's Go!