Commercial insurance is designed to protect your business. It covers any losses, property damages, and provides many advantages to protecting your business. At Insurance Discount Center, we offer various types of commercial insurance policies for those all over the state of Texas!
What type of commercial insurance does Insurance Discount Center offer?
Public liability insurance
This type of commercial insurance provides protection for cases whereby a third party is injured, or property is damaged within your business. This coverage protects you during such circumstances and is one of the most basic forms of commercial insurance.
Professional Indemnity Insurance
It is used in a situation whereby any customer you are attending to claims that you have not met their need for their expectations. This could be through defamation, poor quality, and much more. This insurance coverage mostly applies to businesses that deal with personal information of their clients or if the business offers any professional skills.
Employers’ liability insurance
This type of coverage includes cases whereby one of your employees gets sick or injured while he or she is at work within your business. This caters for their medical expenses. Not only are the full-time employees catered for but also the casual employees and volunteers that may be working at your business.
Product Liability Insurance
This provides coverage if the product one is dealing with causes any damages or injuries to a third party. Product liability insurance options are mostly used by businesses which deal with producing and supplying product. We deal with any compensation costs or legal fees posed to your business.
Business equipment insurance
Just as the name suggests, business equipment insurance caters for the tools and equipment used in your business. This type of insurance is essential and necessary to even the smallest of businesses. This policy can make or break the daily operations of your business.
Commercial Auto Insurance
If your company uses vehicles for its operations, you will need a commercial auto insurance policy by state law to legally drive the vehicle on the road. It will cover your standard auto insurance perils but also guarantee any products you may be delivering in the car as well.
Who is the best agency to partner with?
It is far easier for any business owner located in Texas to go with Insurance Discount Center. Our agents can work with your business to determine the proper amount of insurance coverage your company needs. Contact our offices in Texas to get a quote and learn more.