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Types of Home Insurance

Whether you own or rent a home, you should be interested in getting your home insured. You can do this for many reasons, such as protecting your home from burglaries or natural disasters such as floods or fires. 

Texrate.com in Bellaire, TX has agents on hand to help you figure out your home insurance. They will provide you with quotes from different providers to choose from, and they will walk you through each of them. 

We include some information on different types of home insurance below. 

Homeowners insurance

Homeowners will find that homeowner insurance is relevant to them. Home insurance covers your valuable items, but usually also includes liability insurance. So, if someone gets hurt in your home or garden, you will be covered for that as well. 

Renters insurance

If you rent from a landlord, you might not be considering home insurance at all. However, you should.

While homeowners usually also have insurance on their property, renters should not be mistaken when it comes to insurance for the home they live in. As a renter, you still need insurance to ensure your items are insured if something happens to them.

You will also find in case of a disaster like someone breaking in, a fire in your home, or water damage, that your landlord’s insurance does not always cover this if you own renters’ insurance yourself. This will cover these situations from large damage to small repairs. 

If you want to go over your home insurance with one of our agents, call Texrate.com in Bellaire TX today on (713) 877-1800 or use our toll-free line on (800) 456-4550. You can also request a quote via the website today. 

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