Winter weather can bring unpleasant surprises. If you look ahead to what can go wrong in your home due to harsh weather conditions, you may be able to prevent some of these common winter weather claims. Use these tips from Insurance Discount Center to protect your home in Houston, Texas this winter.
1. Falling Trees and Tree Branches
Ice or snow paired with high winds can cause trees and tree branches to fall on your home. You may be able to avoid these problems by calling a tree service before the weather gets bad. They will trim the trees and cut those that might be at risk of falling to prevent damage to your house.
2. Flooding Due to Broken Water Pipes
Frozen pipes may burst and flood your home. Prevent these problems by using electrical heat tape and insulation on pipes that are in exposed areas. Additionally, if you leave town, keep the heat running in your home to protect your plumbing. You may also want to leave faucets dripping just a bit because running water won’t freeze as quickly as still water.
3. Wind Damage
While you can’t control the wind, you can keep your home maintained so that the wind won’t cause unnecessary damage to your home. Check your roof and repair loose shingles and tiles and make sure that your shutters are securely fastened to the house. Remove anything outdoors that isn’t tied down, like outdoor children’s toys or patio furniture. High winds could hurl the objects through your windows.
4. Flooding Due to Ice Dams in the Gutter
If your gutters and downspouts become clogged with leaves and debris, ice dams may build up in them. When snow and ice melt off of your roof, and the water can’t drain due to ice dams, water may back up under the shingles of your house. This can damage all the layers of roofing. Clean out your gutters and downspouts to keep water flowing freely and prevent ice dams and the resultant flooding.
Even if you have taken adequate precautions, you may still encounter some of these things throughout Texas. If you need help filing a claim or obtaining a policy, contact Insurance Discount Center today for assistance.